The Structured Finance Association cautioned that a mandatory 10% ceiling on credit card interest rates would destabilize securitization markets and reduce credit access for consumers.

The SEC requested comment on 24X National Exchange LLC's ("24X") adoption of a rule establishing a mechanism for identifying "Retail Orders" and qualifying members as "Retail Member Organizations" for the purpose of tracking retail order flow.

The SEC proposed to survey broker-dealers and mutual funds on the costs associated with Anti-Money Laundering and Countering the Financing of Terrorism compliance.

The FDIC Board of Directors approved applications for Federal deposit insurance for Ford Credit Bank and GM Financial Bank, allowing them to establish new Utah-chartered industrial loan companies.

The SEC and CFTC will host a joint event to discuss regulatory harmonization and efforts to establish the United States as the "crypto capital of the world." The event is scheduled for January 27, 2026.