The single director structure of the CFPB is a partisan invention. It is a regulatory structure that suffocates internal dissent, or the expression of differing views, and is inherently flawed. Designed largely by Senator Elizabeth Warren (D-MA), that structure has allowed the CFPB's director to churn out statements that are favored by the Senator – without being concerned about challenges from other regulators who might disagree. Unfortunately, it also has allowed Senator…

This is a significant rule change affecting technology, operations, and procedures. Regulators should gather data to study the effects such increased disclosure will have on the markets.

Such "stop" directives are common during a change in administration,  . See also:

The Delta Strategy Group summary of the hearing provides useful guidance on the SEC's likely activities during the coming days before the President-Elect assumes office. For example, the summary indicates that Chair White would press ahead with security-based swap rules. It is unlikely, however, that Chair White would try to force through other politically controversial measures, like the rule proposal concerning disclosures of political contributions (see our previous story, "").

At…